Smart Mortgage Centers – Virginia
  • Virginia Beach, VA

Smart Mortgage Centers, Inc. is a Virginia residential mortgage company with an outstanding reputation – a reputation built on honesty, trust, and a commitment to ethical lending practices. We have been in business for 24 years and hold the highest A+ ratings with the Better Business Bureau, Google, Bing, Yelp and Yahoo. We’ve helped thousands of families find the perfect home loan for their needs.
Work one-on-one with a caring, knowledgeable, and friendly licensed mortgage consultant. When you buy a home or refinance, we make the mortgage process smooth and enjoyable. Our special mortgage pricing software allows us to shop a variety of lenders in minutes. This allows us to find you a lower rate, faster turn times and low or no closing cost options. In some cases clients who refinance can even skip two payments. More attractive benefits would include hundreds of loan programs, less time shopping and we only will pull your credit one time. Simply put the Banks don’t have options like we do.
Talk live with a licensed Mortgage Broker (888) 842-7272.

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Smart Mortgage Centers Reviews

When i started shopping for a home I was working with another lender. I found Smart Mortgage Centers online and decided to get a second opinion. After talking with Michelle I knew I was going to work with her. Michelle was very calming, she probably answered over a thousand questions and I'm not joking either. Michelle explained all of the first home buyer programs, including the grant program. Michelle was able to get me a down payment program that allowed for me to get the house I wanted. If it wasn't for Michelle and Smart mortgage I would still be living in my apartment. Thank you so much, it was a blessing finding this company.
Smart Mortgage Centers made it happen! Was searching for a home mortgage online and came across company website. In minutes I was talking with Owen he had me shopping for a home the same day. He even supplied me with a realtor. The online system was easy to use and I closed on time. Kelly his assistant was helpful as well. Thank you all for helping me obtain my first house.
Michelle Should be more than 5 stars.

I give her a 100 star rating.

She was excellent with me and getting me refinanced and even helping me out with a new insurance company to save a lot of money as well.

I have been trying since October 1 with my old company to get refinanced and they have been giving me a run around and she was able to get this done is less than 30 days.

I will refer a lot of business to her.

Thank you,

Brenda Pfeiffer
Tony McDougall is one of the most kind-hearted, charming, selfless individuals. Very professional and down to earth easy to work with. He strives in making others’ lives easier.A family man always puts others before himself. Tony was absolutely incredible. He was patient with all my questions. He was able to give me the information I needed. He always answered my phone calls or text. Tony broke every stereotype times a million. He actually lived up to everything he told us. I highly recommend him if you’re looking for the best possible experience.I trusted him 110%. I’m very glad to have had the pleasure of working with Tony and I hope my post shows that he’s nothing short of excellence. Thank you again Tony for everything! I referred him to many others as well. Tony is true professional, There’s no reason to look elsewhere.
Michelle G was very patient, thorough, professional and kind. I could not have asked for a better broker! She answered all of my questions, and made the refi process seamless. She is the type of professional you want to work with and want to refer to friends and associates looking to buy or refinance. My experience was genuinely 5 star because of her efforts and expertise. Thanks so much for your help!

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