Michelle Gospodarek
  • 4003 Plainfield Naperville Rd. Naperville, IL 60564

Overview

About Me:

Michelle Gospodarek has worked as a mortgage and loan professional for more than 23 years, she has counseled over a thousand families on how to purchase and refinance their homes.  Michelle has the knowledge and experience to help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly.

Michelle prides herself in exceeding clients’ expectations by maintaining close client contact throughout the loan process and by being available to her clients on nights and weekends. She can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic. She will help you consider all your options so you can concentrate on making the best decision for your needs.

Michelle was born in Cleveland, Ohio and raised in Chicago, Illinois.  When this Mom of two daughters isn’t working she enjoys cooking, drinking cheap wine, coffee dates with her father, and traveling everywhere, but mainly to Japan to visit her mother.

The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be, not with a trained and caring professional like Michelle in your corner. Contact her today at 630-853-1289 and let’s get started making your home-ownership dreams come true.

Programs I Specialize In:

  • Conventional Home Loans
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Home Buyer Grants
  • First Time Home Buyer Programs
  • Manufactured Home Loans
  • Construction to Permanent
  • Bad Credit Programs
  • Non Prime

Credentials:

NMLS License #1275028 – See License Information

Serving, Illinois, Indiana, Florida, Colorado and Virginia.

Contact Information:

Phone: 630-904-1800 x210

Text: 630-853-1289

 

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Our Reviews

(5)
I can’t believe I didn’t leave a review. I’m so sorry. My husband and I close on our home in February 2022. I found Michelle through a Google search and I am so happy that I did. Michelle and her team for absolutely amazing, they fought for us three times over again when we were wanting to give up because of the housing market being a sellers market and appraisals were not going through. Michelle and her team explained everything from A-to-Z, we started the process back in October and what was supposed to take 30 days took a little longer not due to Michelle but due to the seller, and Michelle was still very patient working with us in our first time home buying experience. Thank you so much. Ok Michelle, we looking to do something’s in the future. I hope you ready for us again. ❤️

Donald and Angela smith🎊🎉🤗
Excellent experience working with Owen Weddel of Smart Mortgage Centers. Owen worked to insure I received the lowest possible rate on my refinance and did a super-quick turnaround on my closing. The Portal was super easy to use when uploading documents and the process was super easy. This is not the first time I've worked with Owen. He is a great loan officer who kept in touch almost daily to insure everything was in order and I highly recommend him. Thank you Owen.
I worked with Owen Weddel of Smart Mortgage Centers, Owen has been amazing , assured me from the beginning that we will be able to purchase our first home in AZ. I had excellent experience working with Smart Mortgage and the online Portal was easy to use when uploading documents . Owen is a great loan officer, he is very honest and he find the answer if he does not know it. He kept in touch with me to make sure everything was smooth and I highly recommend him. Thank you Owen.
Let me start out by saying I normally do not write reviews but due to the great job Ryan did for us at Smart-Mortgage i felt we should do something to show how wonderful of a company they are.

So to start out we randomly called up Smart-Mortgage on a weekend evening and he guess who answers Ryan, Who we have been working with from day one he helped answer all of our question and was very thorough. We maybe spent 2 hours on the phone just going over details. Little did we know he would also be super knowledgeable about every aspect of buying a home. He really showed great patience and that he cares about his customers and he does his job to make sure the end result is the best outcome not only for the lender but also for the customer he helped get us in a great program that best fit our specific needs and requirements. He laid out clear options and made sure we where informed every step of the way.

We where informed of every change and any deadlines with advanced notice as well as email text or phone calls.

You can't go wrong with Smart Mortgage its the smart choice. You will not find a better mortgage lender period.

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