Buy a Home

Finding a Home Loan with a Scotts Valley, California Mortgage Broker. If you’re like most people, purchasing a home is probably one of the biggest investments you’ll ever make in your lifetime. If you’re considering buying a Scotts Valley home, you’re likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it’s important to prepare as best you can.  To avoid any complications we recommend finding a local Scotts Valley, CA Mortgage Broker to walk you through the steps.  A good Mortgage Broker will be dedicated to finding you the loan that fits your individual needs. Take the first step to home ownership by getting pre-qualified with a local Scotts Valley Mortgage Broker near you.

No Money Down Home Loan

Did you know mortgage programs with no money down are available in Scotts Valley California.  New homebuyer guidelines are giving Scotts Valley homebuyers more options.  Programs being offered allow for homebuyers to buy with no money down across the USA. Browse the no money down programs that are available in Scotts Valley, grant programs, USDA home loans, VA loans and more.

Scotts Valley, CA Homebuyer Grant

Forgivable grant programs are available in Scotts Valley, CA.  Lacking the down payment for a new home or maybe you want to keep the money you saved for other things.  Find out more about down payment grant programs near Scotts Valley, CA.

Scotts Valley, CA USDA Rural Mortgage

The Scotts Valley USDA home loan is a great choice for homebuyers looking to buy with NO MONEY DOWN.  When consumers hear about the rural USDA loan they think country.  The truth is there are many USDA eligible areas in and around Scotts Valley CA.  Find out if your Scotts Valley dream home is located in a USDA eligible area for a no money down mortgage.  Our specialists are standing by to look up Scotts Valley USDA eligible locations for you.

Scotts Valley, CA Veteran Home Mortgage

The local Scotts Valley, California VA mortgage program is another great program offering no money down options.  Take advantage of your VA benefits and buy a home with a no money down Veteran Mortgage in Scotts Valley California.

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    Scotts Valley is a small city in Santa Cruz County, California, United States, about thirty miles (48 km) south of downtown San Jose and six miles (10 km) north of the city of Santa Cruz, in the upland slope of the Santa Cruz Mountains. As of the 2020 census, the city population was 12,224. Principal access to the city is supplied by State Route 17 that connects San Jose and Santa Cruz. The city was incorporated in 1966.

    Approximately ten thousand years ago there was a lake in the lowest elevation of Scotts Valley, and Paleo Indians lived near its shores.[4] Archeological excavations of site CA-SCR-177 in 1983 and 1987 support dates for human settlement of this area as between 9,000 to 12,000 years before present (YBP). The lake later receded to form a peat bog. Later, around 2000 BC, Ohlone people occupied areas along the remaining creeks, spring and seep areas, along with permanent and seasonal drainages, and on flat ridges and terraces.[5] Therefore, areas along watercourses are considered likely locations for prehistoric cultural resources. Several watercourses, including portions of Carbonera Creek, Bean Creek, and MacKenzie Creek, are within the city. Permanent villages were usually placed on elevations above seasonal flood levels. Surrounding areas were used for hunting and seed, acorn, and grass gathering.