Buy a Home

Finding a Home Loan with a Mountain Ranch, California Mortgage Broker. If you’re like most people, purchasing a home is probably one of the biggest investments you’ll ever make in your lifetime. If you’re considering buying a Mountain Ranch home, you’re likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it’s important to prepare as best you can.  To avoid any complications we recommend finding a local Mountain Ranch, CA Mortgage Broker to walk you through the steps.  A good Mortgage Broker will be dedicated to finding you the loan that fits your individual needs. Take the first step to home ownership by getting pre-qualified with a local Mountain Ranch Mortgage Broker near you.

No Money Down Home Loan

Did you know mortgage programs with no money down are available in Mountain Ranch California.  New homebuyer guidelines are giving Mountain Ranch homebuyers more options.  Programs being offered allow for homebuyers to buy with no money down across the USA. Browse the no money down programs that are available in Mountain Ranch, grant programs, USDA home loans, VA loans and more.

Mountain Ranch, CA Homebuyer Grant

Forgivable grant programs are available in Mountain Ranch, CA.  Lacking the down payment for a new home or maybe you want to keep the money you saved for other things.  Find out more about down payment grant programs near Mountain Ranch, CA.

Mountain Ranch, CA USDA Rural Mortgage

The Mountain Ranch USDA home loan is a great choice for homebuyers looking to buy with NO MONEY DOWN.  When consumers hear about the rural USDA loan they think country.  The truth is there are many USDA eligible areas in and around Mountain Ranch CA.  Find out if your Mountain Ranch dream home is located in a USDA eligible area for a no money down mortgage.  Our specialists are standing by to look up Mountain Ranch USDA eligible locations for you.

Mountain Ranch, CA Veteran Home Mortgage

The local Mountain Ranch, California VA mortgage program is another great program offering no money down options.  Take advantage of your VA benefits and buy a home with a no money down Veteran Mortgage in Mountain Ranch California.

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    Mountain Ranch (formerly, El Dorado and El Dorado Town) is a census-designated place (CDP) in Calaveras County, California, United States. The population was 1,628 at the 2010 census, up from 1,557 at the 2000 census. The town is registered as California Historical Landmark #282.[3] The town center is quite small with fewer than 50 people living in it. The 5 mile square area surrounding the town accounts for the balance of the population.

    The settlement was established during the California Gold Rush.[4] Mountain Ranch’s post office was established in 1858.[5] In 1868, it was moved to another town called El Dorado Camp 1.5 miles south, as there was already an El Dorado post office in California, El Dorado Camp became known as Mountain Ranch. Currently, there are 3 post office buildings in the town. The present one, a small post office which was built in 1956, and a post office built in 1923 which was once billed as the world’s smallest post office. The original location of the town of Mountain Ranch also has a historical landmark. The bell on the historical marker was used in the local school from 1885 to 1953. Established as Cave City School District in 1855, this school joined with the Banner District in 1946 to become the El Dorado Union Elementary School District. In 1942 the last of the gold mines closed.[4] Further economic losses took place in the 1970s, when local saw mills shuttered, and also in 1983 when the Calaveras Cement Co. closed in 1983.[4] In 2015, the town was ravaged by the Butte Fire. More than 350 homes[4] along the outskirts burned, but firefighters and local ranchers were able to save most of the downtown.