Working with Tim Worley for our home financing has been a pleasure. He is helpful and quick to respond to questions. When we found "the house" he quickly got the lending approval letter into the realtor's hands. We were able to handle the process on-line but also kept in touch by phone. Tim is knowledgeable about the East Texas area and helped us understand the neighborhoods as well as navigate the nuances of financing. We learned a lot about the friendly nature of East Texas working with Tim.