Had a small overdraft fee that was included in a bankruptcy, due to medical issues. Now the "federal court discharged" overdraft is still showing on my new banks system. Upon calling Westphalia, I was told, male employee, that the fee is still owed. How can this gentleman over rule a federal judgement??? Nice try! BBB has been contacted. BBB was contacted by me. The BBB stepped in and took care of this matter. The bank then eliminated the fee that the arrogant male employee refused to eliminate.... And sent me an updated closure letter with an apology.