STAY AWAY. I WISH I HAD EVIDENCE TO SUE HIM. I WISH I HAD MADE A COMPLAINT, LIKE I WANTED TO, BACK TWO YEARS AGO. I WISH I WISH I WISH. CLIVE RUSHES AND CRAMS IN MORTGAGES THAT HE CANNOT PROPERLY COMPLETE IN THE TIME HE HAS. I HAD TO STAY ON HIS CASE, CALLING ALL THE TIME, HE WOULD FORGET DEADLINES AND HE STILL HAD TO CALL US AND HAVE US PROVIDE FURTHER DOCUMENTS WHILE WE WERE IN MEXICO! ON THE LAST DAY OF THE SUBJECT REMOVAL DATE, WITH TIME DIFFERENCE! HE HAD TO REDO THE MORTGAGE REQUEST WHEN HE FORGOT TO INCLUDE THE MORTGAGE PLUS IMPROVEMENTS. THIS IS NOT SOMETHING YOU CAN DO LATER AND WE DISCOVERED THE ERROR OURSELVES. IF YOU ARE NOT ATTENTIVE AND KNOWLEDGABLE YOU WILL GET SCREWED...GUARANTEED EVEN IF YOU DON'T KNOW IT UNTIL LATER ON WHEN YOU WISH TO MAKE A CHANGE AND MORTGAGE COMPANY TELL YOU YOU CAN'T. NOW, 2 YEARS LATER WE ARE ABSOLUTELY FURIOUS, I ONLY TOLD HIM ABOUT 3 MILLION TIMES TO MAKE SURE THE MORTGAGE IS TRANSFERRABLE TO ANOTHER PROPERTY AS WE DO NOT EXPECT TO STAY FOR 5 YEARS AND DO NOT WANT TO PAY A PENALTY. WELL GUESS WHAT....NOW WE ARE BUYING ANOTHER HOUSE AND THE MORTGAGE COMPANY HAS ADVISED US THAT CLIVE DID NOT PLACE US IN THE CORRECT MORTGAGE AND IT IS NOT TRANSFERRABLE. HE IS COSTING US MONEY EVEN TWO YEARS LATER. I CAN'T EXPRESS HOW ANGRY WE ARE, EXCEPT BY TYPING ALL THIS OUT IN CAPS!!!!!!