They originated a loan for me under their online 'eclick lending' moniker. The good: they got the loan set up. I got the impression they were fairly experienced with this and a bunch of people were able to answer my questions. Their rates are REALLY good. cons: we had a tight deadline and i think they bit off more than they could chew. The 3rd party appraiser dragged their feet for weeks and we made the closing date with literally NO time to spare. There were vague promises of 'we got this covered' when they didn't, but ultimately it worked out.