I am extremely happy that I decided to do business with Dawn Ryan at Embrace. My experience with Dawn especially and her team was great. Dawn went above and beyond, answered any questions I had including after hours. She worked hard and provided guidance and with her insights I was able to refinance my home with the best rates. She is professional, thorough and she made what seem almost impossible; possible! If you’re lucky enough to work with Dawn Ryan you won’t regret it. Truly the best in the business, I will and have already recommended her to friends and family.

Carrie is an awesome loan officer-very knowledgeable about the mortgage process and up to date on available loan programs. She was always available to answer any questions or concerns we had. The whole process was smooth and stress-free. I value Carrie as my preferred loan officer-both personally and professionally, as I'm also a real estate broker and refer Carrie to my clients. I highly recommend Carrie Fincham with Embrace Home Loans for all your mortgage needs!