This is the worst place ever. Do not even work with a guy named Steve Pedigo. He is slow and he lies about how he does things for you. He lied to our agent telling her we were pre approved for a loan to help us buy a house. He even gave our real estate agent a pre approved letter. She told us we looked good to put offer on a house we were interested in. During escrow we thought we were getting the house. Nope never did cause of our credit. He checked our credit several times putting several dinks on our credit. He should of told us the first time credit check we were not approved. He lied to us lied to our real estate agent. Falsefied a document. It was just bad professionalism all the way around for him and the company he works for. Should be a lawsuit on this. We lost money on a house and time. So if you dont want to go through this dont go to this company CMA of Modesto. Stay away and do research.