Good local bank where you can still walk in and talk and work with a teller. Keep your money local with mortgages and loans from this bank! And they had a really cool orange and white winter cap which I wish they would bring back for the holidays.

I banked with FFS&L of Lorain for a little over a year and it was a great relationship...until I had to close my account due to the fact that I'm moving out of state...and they charged me $25 to close my savings account!!!