First!! All Praises to the MOST HIGH YAH! for blessing me with my home! Wayne Palkovic is your guy! He has got to be one of the most kindest, professional, and seasoned loan officer in this industry. He is patient, soft spoken, knowledgeable, and always returned my calls in a timely manner. I am so happy to have had him as my loan officer to guide me through the process from beginning to end. He thurally answered any questions I had, and in doing so, helped me understand all I needed to do for approval. I recently closed on my home and on time. I highly recommend Mr. Palkovic as your loan officer. He will be there for you every step of the way.