Waste of time. Didn’t get approved even though we had 300k annual income for a 450k house with 20% down. Ended up paying cash.

These people do not return phone calls! I have never seen anything like it. If you are calling for any reason other than to make a payment you will reach a phone message. If you leave a message chances are great that you will not receive a return call! I have left 5 messages now and have never received a return call!