Great rates, Lender gave discount and paid Pinnacle loan fee. Dave has great access to very good refinance deals we highly recommend him ;over all experience was good. we will recoup are cost of refinance in 18 months which we will save a lot money over the next several years as this is our last house to purchase as we are getting old and need to retire.

I couldn't have imagined a more seamless, low stress home buying process than what I encountered in working with Dave. He is patient, informative and extremely prompt throughout the process. This is my third time going through the home buying process, and it was by far the most pleasant. y Don't hesitate to work with a remote broker. This was far simpler than working with two brick and mortar agencies previously.