If I could give it a zero I would. I don't like people calling me when I am busy trying to go to the doctor, and lying to me. When I told the lady that I was on my way to the doctor, I was telling her the truth. Then she transferred me to someone else who got rude with me, and told me to put her on speaker phone while driving!!!!! Sorry, I'm a responsible driver. I will find someone else that will help my husband and I get a loan for our needs.