This was the second bank we contacted and thank goodness we did. My husband had spent the previous 3 weeks with another bank asking them how we could make a land loan work feeling like we were the only ones that wanted to make this happen. In a market where land is selling quickly many loan officers hand pick easy loans and don't want to work for the little start up families trying to build a future for their children. We could have lost the land opportunity with being jerked around for three weeks. With Texas Farm Credit, withIn one conversation we were on our way to putting in an offer on the same piece of property that the previous bank (Heritage Land Bank of Greenville) wouldn't even entertain. A Huge thank you to our Mortgage Loan officer, Jenny Zagst, for helping us brainstorm on how to make this property loan work and also Jay Kidwell, VP Branch Manager for listening to our story and how this land opportunity meant so much to us. Both Jenny and Jay made us feel like family. Two thumbs up!