Rick W and team was professional, effectively explained the process and was available even on weekends when situation changed. Very open and transparent during loan app process. I would highly recommend! Joe F

Rick Woodruff was absolutely THE best lender we could have chosen for buying our first home! From the application, to putting our offer in on a house and everything in between it was a dream come true!! Rick made the process for us such a smooth ride and was always there to answer any questions and address any concerns we had along the way in an extremely timely manner! In fact, the process went so smooth we were able to close on our home in LESS than 30 days!!! Thank you again, Rick, for helping us along the wonderful home buying journey and for truly working for US! We appreciate you and your team!!! Sincerely, The Martin’s :)