James went above and beyond to get our complicated loan to closing. He exceeded our expectations. James explained every step thoroughly. He always took the time to answer any questions we had. James made a complicated and very stressful loan process bearable. He is easy to talk to and very personable. He understands the complexities of moving out of state. James is very knowledgeable with the motgage industry and you feel confident in applying his advice and guidance to your situation.